Dave Ramsey Quotes That Will Inspire You Make Money

Doing a budget means learning an ancient and powerful word: no.”

— Dave Ramsey

“Don’t medicate dysfunction with spending. No amount of stuff will get rid of guilt.”

— Dave Ramsey

“You can’t work three hours a week and make $100,000.”

— Dave Ramsey

  “Earning a lot of money is not the key to prosperity. How you handle it is

— Dave Ramsey

 “Live like no one else, so later you can live like no one else.”

— Dave Ramsey

 “We are being taught by everything around us to have dessert before dinner. Now we are paying for our lack of knowledge and discipline.”

— Dave Ramsey

 “Debt is not a tool; it is a method to make banks wealthy, not you. The borrower truly is slave to the lender.”

— Dave Ramsey

 “Goals are visions and dreams with work clothes on.”

— Dave Ramsey

 “The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.”

— Dave Ramsey

  “Life is not a snapshot, it’s a filmstrip.”

— Dave Ramsey

   “Knock out a small debt first so you get a quick win. Momentum is key.”

— Dave Ramsey

   “Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.”

— Dave Ramsey

   “A budget is telling your money where to go instead of wondering where it went.”

— Dave Ramsey

  “The German root word for ‘debt’ is the same as for ‘guilt.’”

— Dave Ramsey

  “People will not buy from you if they don’t trust you, your product, and your company.”

— Dave Ramsey

 “Don’t buy things you can’t afford, with money you don’t have, to impress people you don’t like.”

— Dave Ramsey

 “There’s not a party, a congressman, a senator, etc. elected that will fix your life. YOU have to fix YOUR life.”

— Dave Ramsey

 “Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.”

— Dave Ramsey

 “Parents who let teens run around with unearned adult freedoms are naive and stupid.”

— Dave Ramsey

“A typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.”

— Dave Ramsey

“You have the clean canvas of a whole week before you. Paint well.”

— Dave Ramsey

“Humpty Dumpty is hard to put back together—and so is trust.”

— Dave Ramsey

“Making mistakes and learning from them is crucial to winning.”

— Dave Ramsey

“Debt gives you the ability to look like you’re winning when you’re not.”

— Dave Ramsey

“If you will do the things others won’t do then some day you will have the life others won’t have.”

— Dave Ramsey

“The average millionaire can’t tell you who got thrown off the island last night.”

— Dave Ramsey

“Fun can be bought with money, but happiness cannot.”

— Dave Ramsey

“The love of money, not money, is root of all evil.”

— Dave Ramsey

“Work is doing it. Discipline is doing it every day. Diligence is doing it well every day.”

— Dave Ramsey

“Dreaming is a sign you have hope.”

— Dave Ramsey

“The number one problem that causes student loan debt? Parents that suck.”

— Dave Ramsey

 “A good man leaves an inheritance to his children’s children.”

— Dave Ramsey

 “There are no shortcuts when it comes to getting out of debt.”

— Dave Ramsey

  “I like the way I’ve built wealth better than the way you haven’t.”

— Dave Ramsey

“Your greatest asset is your paycheck.”

— Dave Ramsey

“Live like no one else;so later you can live no one else.”

— Dave Ramsey

. “If you help enough people, you don’t have to worry about money.

— Dave Ramsey

.“Someone who never has fun with money misses the point.”

— Dave Ramsey

.“Winning at money is 80 percent behavior and 20 percent head knowledge.”

— Dave Ramsey

.“I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.”

— Dave Ramsey

.“If you wouldn’t want your mother to buy the item or the service then don’t sell it.”

— Dave Ramsey

.“If you’re married, agree on the budget with your spouse. This one sentence requires a stand-alone book to describe how, but the bottom line is this: if you aren’t working together, it is almost impossible to win. Once the budget is agreed on and is in writing, pinky-swear and spit-shake that you will never do anything with money that is not on that paper. The paper is the boss of the money, and you are the boss of what goes on the paper, but you have to stick to the budget, or it’s just an elaborate theory.”

— Dave Ramsey

.“Money is like a beautiful thoroughbred horse-—very powerful and always in action. But unless this horse is trained when very young, it will be an out-of-control and dangerous animal when it grows to maturity.”

— Dave Ramsey

.“Don’t medicate dysfunction with spending. No amount of stuff will get rid of guilt.”

— Dave Ramsey

.“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”

— Dave Ramsey

.“No one wins the Super Bowl accidentally. Be intentional. Be Passionate. Don’t mail it in! You got this!”

— Dave Ramsey

“Money is 80% behavior, 20% head knowledge. It’s what you do, not what you know.”

— Dave Ramsey

“When getting help with money, whether it is insurance, real estate or investments you should always look for a person with the heart of a teacher, not the heart of a salesman.”

— Dave Ramsey

“Where you are today is the sum of every choice you’ve ever made. If you don’t like where you are, start making different choices!”

— Dave Ramsey

“When I do something stupid with money and lose it, I call that Stupid Tax. I have paid so much Stupid Tax that I am expert.”

— Dave Ramsey

“The first step in taking control of your money is to stop borrowing money. Start using cash today.”

— Dave Ramsey

“If you invest $464 in a good mutual fund every month from age thirty to age seventy, you’ll end up with more than $5 million.”

— Dave Ramsey

“Pray like it all depends on God, but work like it all depends on you.”

— Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.”

— Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.”

— Dave Ramsey

“Act your wage.”

— Dave Ramsey

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately!.”

— Dave Ramsey

“Measure your wealth not by the things you have, but by the things for which you would not take money.”

— Dave Ramsey

“Savings without a mission is garbage.”

— Dave Ramsey

“The German root word for ‘debt’ is the same as for ‘guilt.”

— Dave Ramsey

“The lottery is a tax on poor people and on people who can’t do math. Rich people and smart people would be in the line if the lottery were a real wealth-building tool, but the truth is that the lottery is a rip-off instituted by our government. This is not a moral position; it is a mathematical, statistical fact. Studies show that the zip codes that spend four times what anyone else does on lottery tickets are those in lower-income parts of town. The lottery, or gambling of any kind, offers false hope, not a ticket out.”

— Dave Ramsey

“So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.”

— Dave Ramsey

“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

— Dave Ramsey

“I believe that through knowledge and discipline, financial peace is possible for all of us.”

— Dave Ramsey

“The HSA (Health Savings Account) is a great way to save on premiums. The high deductible creates a much lower premium, and this plan allows you to save for medical expenses in a tax-free savings account.”

— Dave Ramsey

“I like the way I’ve built wealth better than the way you haven’t.”

— Dave Ramsey

“If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant.”

— Dave Ramsey

“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”

— Dave Ramsey

“I learned early on that work creates discipline, and when you have discipline in your life, you are a healthier person.”

— Dave Ramsey

“A good man leaves an inheritance to his children’s children.”

— Dave Ramsey

“I do recommend that most people sell the car with the most debt on it. A good rule of thumb on items (except the house) is this: if you can’t be debt-free on it (not counting the home) in eighteen to twenty months, sell it. If you have a car or a boat that you can’t pay off in eighteen to twenty months, sell it. It is just a car; dynamite the logjam! I used to love my car, too, but I found keeping that huge debt while trying to get out of debt was like running a race wearing ankle weights. Get a Total Money Makeover, so later you can drive anything you want and pay cash for it. When it comes to that debt-ridden item, you may have to make the decision to live like no one else; but remember, later you will be living, or driving, like no one else.”

— Dave Ramsey

“There is tremendous satisfaction in working your tail off to hit a goal, then winning. It is worth the work.”

— Dave Ramsey

“The good thing about principles is that they make life easy. I have heard it said that when someone bases his life on principle, 99 percent of his decisions are already made.”

— Dave Ramsey

“The accountability of a group environment causes people to change their behaviors.”

— Dave Ramsey

“The accountability of a group environment causes people to change their behaviors.”

— Dave Ramsey